Spring is the time for homeowners to tackle some spring cleaning projects they may have been putting off during the winter. This is a particularly good time of year to do these chores, as it is also storm season.
Spring storms not only threaten the safety of people, they can also be incredibly damaging to our homes. With all this in mind, we urge readers across Texas to take some time in the coming weeks to prepare yourselves and your property for storm season. You can this in a few different ways.
- Make (or update) a list of your possessions and their value. Spring storms can cause flooding and property damage that destroy the items in your home. Accurate, updated inventories of your home can help you ensure you have proper coverage and make it easier to file a claim later.
- Review your insurance policies. This includes your car insurance policy, as Texas is among the top five states for flood and hail damage to cars, according to statistics. Make sure you understand your coverage and address any potential problems or confusing terms with an insurance or legal representative.
- Perform some basic home maintenance. Insurance companies look for any reason to deny coverage, and things like leaky roofs, broken windows, missing shingles and loose siding can jeopardize a claim. Fixing these problems can protect your home and any insurance claim you may still wind up filing.
Unfortunately, it is not possible to prevent storms; they happen and they can be damaging. These are just a few basic ways to protect yourself and your property from the threat of spring storms.
Should you wind up having to file an insurance claim, the last thing you need during such a difficult time is to have your claim wrongfully denied or have to deal with unethical insurance companies. In these situations, securing the help of an attorney can help you defend your claim and fight for a fair, satisfactory resolution.
